Often the weakest link in any security chain are the people involved. Whether we forget our passwords oruse ones that are far too simple, it’s often easy for nefarious individuals to steal identities and the money associated with them. Using apassword manager is great, but biometric authentication is something that Mastercard believes can be even more impactful, moving customers from a system of “what they know,” to “what they are.”
The biometric Mastercard cards werefirst trialed in early 2017in select territories and reportedly worked rather well. They incorporated a fingerprint scanner in the card itself, which received remote power from the terminal when plugged in for payment. With no data connection, the cards compare the fingerprint with a digital imprint stored on the card itself, making remote attacks impossible.
What Mastercard now hopes to do with a wider roll out though, is make it easier for card owners to get on board with the new system. Instead of having to visit their local banking branch to register their thumbprint, Mastercard’s new “sleeve,” means they can do it from the comfort of their own home. The sleeve itself is battery powered and allows the card to scan the user’s fingerprint, before storing it on an encrypted digital template for later authentication.
“Making life safer and simpler for consumers is the cornerstone of our efforts around biometrics and comes through the use of some incredibly sophisticated technology,” said Bob Reany, executive vice president of identity solutions at Mastercard. “People love the security our biometric card delivers because we put their needs first.”
